The Social Security Administration (SSA) has confirmed that Supplemental Security Income (SSI) beneficiaries will receive monthly payments worth up to $967, with November 2025 deposits scheduled and set to reach recipients’ accounts as normal. For many Americans who rely on SSI — including seniors, people with disabilities, and low-income individuals — these monthly payments are a vital lifeline. Below is everything you need to know about the $967 payment, who qualifies, when the funds will arrive, and steps to take if you have questions or encounter problems.
What is the $967 payment?
The $967 figure refers to the maximum federal SSI benefit amount for an individual in 2025. SSI is a federal program administered by the SSA that provides monthly cash assistance to people who are aged (65+), blind, or disabled and who have limited income and resources. The federal SSI maximums are set annually and are adjusted by cost-of-living changes; for 2025 the top monthly rate for an individual is $967 and $1,450 for a couple. These figures are published by the SSA and apply nationwide, though some states add a supplemental payment on top of the federal amount.
When will the November 2025 payment arrive?
Normally, SSI payments scheduled for November 1 are issued on the first of the month. However, calendar quirks — when the 1st of the month falls on a weekend or holiday — occasionally cause the SSA to move payment dates to the prior business day to avoid delays. In 2025, because November 1 falls on a Saturday, the SSA will issue November’s SSI payments a day early on Friday, October 31, 2025, for many recipients. That scheduling choice means some beneficiaries will see two separate deposits in October (their regular October payment and the advanced November payment), although the second deposit is simply an early disbursement of the November benefit, not extra money.
Other SSA benefit groups (retirement, survivor and disability benefits) follow the agency’s standard monthly payment schedule — paid on set Wednesdays based on birthdate — or the SSA’s published payment calendar. If you receive Social Security retirement or disability benefits rather than SSI, check the SSA calendar or your bank statements for your usual payment day. The SSA’s official schedules and publications outline these dates. Social Security
Who is eligible for the $967 SSI payment?
Eligibility for SSI is not automatic for all low-income Americans; the program has specific requirements:
- Age/Condition: SSI is available to people aged 65 or older, people who are blind, or people who have a qualifying disability.
- Financial Limits: Beneficiaries must have limited income and limited resources (bank accounts, property, etc.) that fall below SSI thresholds.
- Residency and Citizenship: Generally an applicant must be a U.S. citizen or a qualified non-citizen who meets residency rules.
- Application/Approval: You must apply and be approved by the SSA — benefits are not simply granted without an eligibility determination.
Because SSI rules combine medical criteria and strict financial eligibility, not everyone with low income qualifies; applicants should consult SSA guidance or speak with a benefits advisor to evaluate eligibility. The SSA’s informational pages and pamphlets explain specific rules for children, refugees, people living in institutions, and those with earned income. Social Security+1
How will payments be delivered?
Most recipients receive SSI by direct deposit into a bank account or via Direct Express® debit card (for those without bank accounts). The SSA has encouraged electronic delivery to speed receipt and reduce lost or delayed checks. If your payment is being direct-deposited, it should appear in your account on the scheduled payment date; the deposit description varies by financial institution.
If you normally receive paper checks, those will be mailed; mail can add several days, so recipients who do not already have direct deposit may wish to consider switching to an electronic method for faster, more reliable access. You can update your direct-deposit information or enroll in electronic delivery through your My Social Security account or by contacting the SSA. Social Security
Why are some people seeing two deposits in October?
Because the SSA moves payments that fall on weekends/holidays to the prior business day, October 2025 is a quirk month: October’s regular SSI payment (for October) is paid on October 1, and the November payment is being moved up to October 31 because November 1 is a Saturday. That results in two deposit dates in October for some beneficiaries — but again, the total amount does not change for the month(s) involved. The early timing is an administrative measure to ensure beneficiaries are not delayed by a weekend. News outlets and benefit-info sites have highlighted this scheduling quirk so recipients know why they may see two deposits. indicators.report+1
How much will most SSI recipients actually receive?
While $967 is the maximum federal SSI payment for an individual in 2025, most recipients receive less because their SSI benefit is reduced by countable income (like Social Security benefits, pensions, wages). The SSA posts average payment amounts and explains how earnings, other benefits, and state supplements affect final payment sizes. Some states add a supplemental SSI payment on top of the federal amount; where state supplements exist, the total monthly payment can be higher than the federal $967. Social Security+1
What to do if your payment is late or incorrect
If you are expecting an SSI payment and it does not appear when expected:
- Wait a few days: electronic deposits sometimes post later in the day or are delayed by banks; mailed checks can take additional days.
- Check your My Social Security account for payment history and status.
- Contact the SSA at your local office or the national line to report a missing or incorrect payment. Have your Social Security number and relevant details ready.
- Report identity-theft red flags if you received suspicious communications asking for personal or banking information. The SSA will never ask you to disclose account passwords via email or text. Social Security+1
If the SSA determines an error occurred, they will help get the issue resolved and reissue funds as necessary.
Tips for beneficiaries
- Enroll in direct deposit if you haven’t already — it’s faster and more secure than checks.
- Set up or check your My Social Security account so you can track payments and update information.
- Watch for phishing scams: the SSA has warned of fake emails and texts that claim to be about benefits or payments. Always verify information on ssa.gov and avoid sharing sensitive details via unsolicited messages.
- Know your state supplement rules: if your state offers an extra SSI supplement, find out the schedule and eligibility with your state agency. Social Security+1
Bottom line
The SSA has confirmed that SSI beneficiaries are entitled to monthly payments with the maximum federal rate of $967 for individuals in 2025, and November’s payment has a timing nuance this year because November 1 falls on a Saturday, prompting an early disbursement on October 31, 2025, for many recipients. Beneficiaries should check their accounts, consider direct deposit if needed, and contact the SSA if a payment does not arrive as expected. For authoritative details about benefit amounts, schedules and eligibility, consult the SSA’s official pages and publications.